Payroll Advance FAQs

How does a California Payday Loan Work? 

A quick California Payday Loan is a short-term loan (typically, 7-31 days) ideal for covering whatever small costs pop up all across California. You may qualify for up to $255. Simply repay on your next payday. 

When is my California Payday Loan due? 

Typically, your California Payday Loan is due at your next payday, typically within 7-31 days.  

How Do I Apply for a Fast California $255 Payday Loan? 

If a fast California Payday Loan sounds like a solution, you’re probably wondering how to apply so you can receive money right away. You’ll need to have the following information:

  • Social security number or Individual Taxpayer Identification Number
  • Unexpired Government-issued ID
  • Open Checking account (and recent statement)
  • Proof of Income (paystub, SSI award letter, 1099, etc.)
What if I don’t want to carry around all that cash? 

No worries! After you receive your California Payday Loan, you can purchase a Green Dot® Visa® Debit Card and add your funds. You can even use your new card to make online purchases! 

Why might I need a California Payday Loan? 

There are all sorts of reasons why you may need a quick cash Payday Loan up to $255 in California. Whether it’s unexpected car trouble, surprise bills, or you just need a little cash boost until your next paycheck.

Check Cashing FAQs

Where can I cash a check in California? 

Tired of driving up and down the coast looking for a place to cash your check? Save your gas and swing by your nearest California Check Cashing Stores location.

What types of checks can I cash with California Check Cashing Stores? 

We cash all types of checks— even those other places won’t accept.

All you need is the printed check and a government-issued photo ID.

Whether it’s your:

  • Payroll,
  • Unemployment,
  • Tax refund,
  • Or even a hand-written check
What do I need to cash a check at California Check Cashing Stores? 

You will need the printed check and a government-issued photo ID. Also, wait to sign the back of your check until you arrive. 

Store Services FAQs

How do Bill Payment Services work? 

Visit any California Check Cashing Stores location to pay bills from thousands of national companies. Whether it’s your cable bill or your credit card, we service a ton of bill providers.  

Can I receive money via Western Union® Money Transfer services? 

You sure can! Visit any of our California Check Cashing Stores to send or receive money from across the globe. With the help of Western Union®, we’ll help you send/receive money to friends, family, and more.  

Am I able to purchase a Western Union®Money Order at your stores? 

You sure can! Simply visit any one of our California Check Cashing Stores in person. Bring your cash, or you can apply for a quick Payday Loan to purchase a money order.

I need help preparing my taxes. Can California Check Cashing Stores help? 

Absolutely. Visit participating California Check Cashing Stores and our helpful associates can assist you with tax preparation. You may need to gather pertinent documents to help your tax filing go smoother. Call us or visit a store to learn more about tax prep help. 

Restrictions may apply. Tax services only available during tax season. Product availability varies by location. While we are not the tax preparer, we’ll help gather your information to submit to a third-party service who completes the filing.
Where can I get a Green Dot® Visa® Debit Card? 

You can purchase a debit card at any of our participating California Check Cashing Stores. You don’t even need a bank account. Instead, simply load cash onto your new Green Dot® Visa® Debit Card. Then use online or wherever VISA® cards are accepted.  

General FAQs

Why is “Community Choice Financial” debiting my bank account?

California Check Cashing Stores are part of the Community Choice family of brands. When you see "Community Choice Financial" debiting your bank account, it is likely because you have conducted a financial transaction at one of our California Check Cashing Stores. Community Choice Financial operates multiple financial service brands, and California Check Cashing Stores is one of them. 

If you have any further questions or concerns about specific transactions, please don't hesitate to reach out to our customer support team for assistance. We are here to help you with any inquiries you may have.

California Check Cashing! Your One Stop Money Shop

© 2024 California Check Cashing, LLC. All Rights Reserved.

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© 2024 California Check Cashing Stores, LLC. All Rights Reserved


Customer Notice: There are a wide variety of financial products available in the marketplace, so your choice should match your financial needs. Small-dollar loans used over a long period of time can be expensive.


Noticia al Consumidor: Existe una amplia variedad de productos financieros disponibles en el mercado, por lo que su elección debe coincidir con sus necesidades financieras. Los préstamos de poco dinero utilizados durante un largo período de tiempo pueden ser costosos.


Green Dot: must be 18 or older to open an account. Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Mobile number verification, email address verification and mobile app are required to access all features.


  1. Early direct deposit availability depends on payor type, timing, payment instructions, and bank fraud prevention measures. AS such, early direct deposit availability may vary from pay period to pay period. The name and Social Security number on file with your employer or benefits provider must match your Green Dot account to prevent fraud restrictions on the account.
  2. Opt-in required. Account must be in good standing and chip-enabled debit card activated to opt-in. Initial and ongoing eligible direct deposits are required for overdraft coverage. Additional criteria may apply which can affect your eligibility and your overdraft coverage. Overdrafts are paid at our discretion. Overdraft fees may cause your account to be overdrawn by an amount that is greater than your overdraft coverage. A $15 fee may apply to each eligible purchase transaction that brings your account negative. Balance must be brought to at least $0 within 24 hours of authorization of the first transaction that overdraws your account to avoid a fee.
  3. See app for free ATM locations. 1 free in-network withdrawal per calendar month. $3.00 per withdrawal thereafter. $3.00 for out-of-network withdrawals and $1.00 for balance inquiries, plus any fee the ATM owner may charge. Limits apply.


Green Dot® cards are issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. And by Mastercard international Inc. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Green Dot Bank also operates under the following registered trade names: GO2bank, GoBank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposit with Green Dot Ban and are aggregated for deposit insurance coverage up to the allowable limits. ©2023 Green Dot Bank. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739


The USA PATRIOT Act is a Federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. You will be asked to provide your name, address, date of birth, and other information that will allow us to identify you. You may also be asked to provide documentation as proof of identification. Approval is contingent upon successfully passing this mandatory identification confirmation.


Loan Products: Subject to state regulations, eligibility, credit check, underwriting & approval, and meet state database eligibility, where required based on type of lending product requested. All products are not available at all locations. Rates, terms and conditions apply. See associate for details. Lending decisions and funding times subject to system limitations. Some applications may require additional verification, which can delay the lending decision.


Non-Loan Store Services: Rules, restrictions, and fees apply. See store for details.


California consumers: Company is licensed by the California Department of Financial Protection and Innovation pursuant to California Deferred Deposit Transaction Law, Cal. Fin. Code §23000 et seq.


Consumidores de California: Compañía está autorizada por el Departamento de Protección e Innovación Financiera bajo la ley de Transacciones Depósito Diferidas de California, Cal. Fin. Código § 23000, et seq.